Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$80,945	$80,945	$315,000
Remaining term (yrs)	14.5	14.5	30.0
Secondary amount	$0	$234,055	$0
Funding fee	$0	$0	$0
Note rate	4.860%	4.860%	7.400%
Blended rate	5.710%	7.226%	7.640%
1st payment	$644.03	$644.03	$2,181.00
2nd payment	$0.00	$1,511.60	$0.00
Taxes / mo	$169.92	$169.92	$169.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$86.35	$86.35	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,050.30	$2,561.90	$2,563.91
Cash to close	$269,055	$35,000	$35,000