Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$181,939$181,939$315,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$133,061$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%5.563%7.640%
1st payment$876.22$876.22$2,181.00
2nd payment$0.00$887.07$0.00
Taxes / mo$425.00$425.00$425.00
Insurance / mo$150.00$150.00$150.00
MI / mo$148.54$148.54$63.00
HOA / mo$86.67$86.67$86.67
Total monthly$1,686.43$2,573.51$2,905.67
Cash to close$168,061$35,000$35,000