Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$493,483$493,483$634,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$141,017$0
Funding fee$2,467$2,467$0
Note rate3.180%3.180%7.400%
Blended rate3.180%4.251%7.640%
1st payment$2,407.76$2,407.76$4,393.15
2nd payment$0.00$940.11$0.00
Taxes / mo$364.33$364.33$364.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$126.90
HOA / mo$225.00$225.00$225.00
Total monthly$3,213.76$4,153.87$5,326.05
Cash to close$211,517$70,500$70,500