Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,915	$276,915	$585,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$308,085	$0
Funding fee	$1,385	$1,385	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	5.412%	7.640%
1st payment	$1,310.29	$1,310.29	$4,050.42
2nd payment	$0.00	$1,989.72	$0.00
Taxes / mo	$207.83	$207.83	$207.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$117.00
HOA / mo	$7.50	$7.50	$7.50
Total monthly	$1,692.29	$3,682.01	$4,549.42
Cash to close	$373,085	$65,000	$65,000