Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$276,915	$276,915	$575,550
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$298,635	$0
Funding fee	$1,385	$1,385	$0
Note rate	2.810%	2.810%	7.400%
Blended rate	2.810%	5.373%	7.640%
1st payment	$1,310.29	$1,310.29	$3,984.99
2nd payment	$0.00	$1,928.69	$0.00
Taxes / mo	$207.75	$207.75	$207.75
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$115.11
HOA / mo	$7.50	$7.50	$7.50
Total monthly	$1,692.21	$3,620.89	$4,482.02
Cash to close	$362,585	$63,950	$63,950