Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$563,707	$563,707	$751,500
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$187,793	$0
Funding fee	$2,819	$2,819	$0
Note rate	6.260%	6.260%	7.400%
Blended rate	6.260%	6.695%	7.640%
1st payment	$3,512.06	$3,512.06	$5,203.23
2nd payment	$0.00	$1,251.95	$0.00
Taxes / mo	$72.42	$72.42	$72.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$150.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,801.15	$5,053.10	$5,642.62
Cash to close	$271,293	$83,500	$83,500