Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$104,357	$104,357	$261,000
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$156,643	$0
Funding fee	$522	$522	$0
Note rate	2.720%	2.720%	7.400%
Blended rate	2.720%	5.889%	7.640%
1st payment	$489.00	$489.00	$1,807.11
2nd payment	$0.00	$1,044.29	$0.00
Taxes / mo	$82.17	$82.17	$82.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$52.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$721.17	$1,765.45	$2,091.48
Cash to close	$185,643	$29,000	$29,000