Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$126,633$126,633$175,500
Remaining term (yrs)25.025.030.0
Secondary amount$0$48,867$0
Funding fee$0$0$0
Note rate2.870%2.870%7.400%
Blended rate3.720%5.190%7.640%
1st payment$590.63$590.63$1,215.13
2nd payment$0.00$366.51$0.00
Taxes / mo$259.92$259.92$259.92
Insurance / mo$150.00$150.00$150.00
MI / mo$100.90$100.90$35.10
HOA / mo$16.67$16.67$16.67
Total monthly$1,118.12$1,484.63$1,676.81
Cash to close$68,367$19,500$19,500