Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$441,807$441,807$445,500
Remaining term (yrs)26.026.030.0
Secondary amount$0$28,443$0
Funding fee$2,209$2,209$0
Note rate5.890%5.890%7.400%
Blended rate5.890%6.252%7.640%
1st payment$2,762.22$2,762.22$3,084.55
2nd payment$0.00$281.46$0.00
Taxes / mo$527.42$527.42$527.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.10
HOA / mo$0.00$0.00$0.00
Total monthly$3,456.30$3,737.77$3,867.74
Cash to close$53,193$24,750$49,500