Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$201,464$201,464$234,000
Remaining term (yrs)24.724.730.0
Secondary amount$0$32,536$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%4.532%7.640%
1st payment$955.49$955.49$1,620.17
2nd payment$0.00$244.02$0.00
Taxes / mo$105.00$105.00$105.00
Insurance / mo$150.00$150.00$150.00
MI / mo$161.36$161.36$46.80
HOA / mo$200.00$200.00$200.00
Total monthly$1,571.85$1,815.87$2,121.97
Cash to close$58,536$26,000$26,000