Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$51,822	$51,822	$287,100
Remaining term (yrs)	21.6	21.6	30.0
Secondary amount	$0	$235,278	$0
Funding fee	$0	$0	$0
Note rate	4.470%	4.470%	7.400%
Blended rate	5.320%	7.311%	7.640%
1st payment	$310.81	$310.81	$1,987.82
2nd payment	$0.00	$1,519.51	$0.00
Taxes / mo	$201.75	$201.75	$201.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$43.60	$43.60	$57.42
HOA / mo	$234.00	$234.00	$234.00
Total monthly	$940.16	$2,459.67	$2,630.99
Cash to close	$267,178	$31,900	$31,900