Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$52,748	$52,748	$306,000
Remaining term (yrs)	6.7	6.7	30.0
Secondary amount	$0	$253,252	$0
Funding fee	$264	$264	$0
Note rate	3.590%	3.590%	7.400%
Blended rate	3.590%	7.033%	7.640%
1st payment	$726.35	$726.35	$2,118.68
2nd payment	$0.00	$1,635.59	$0.00
Taxes / mo	$40.58	$40.58	$40.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.20
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$916.93	$2,552.52	$2,370.47
Cash to close	$287,252	$34,000	$34,000