Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$452,838	$452,838	$539,910
Remaining term (yrs)	27.9	27.9	30.0
Secondary amount	$0	$87,072	$0
Funding fee	$0	$0	$0
Note rate	6.770%	6.770%	7.400%
Blended rate	7.320%	7.591%	7.640%
1st payment	$3,009.25	$3,009.25	$3,738.23
2nd payment	$0.00	$653.04	$0.00
Taxes / mo	$318.25	$318.25	$318.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$212.21	$212.21	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,706.38	$4,359.42	$4,331.13
Cash to close	$147,062	$59,990	$59,990