Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$269,265	$269,265	$301,500
Remaining term (yrs)	29.6	29.6	30.0
Secondary amount	$0	$32,235	$0
Funding fee	$0	$0	$0
Note rate	6.380%	6.380%	7.400%
Blended rate	6.930%	7.151%	7.640%
1st payment	$1,685.45	$1,685.45	$2,087.53
2nd payment	$0.00	$241.76	$0.00
Taxes / mo	$227.92	$227.92	$227.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.76	$123.76	$60.30
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$2,237.13	$2,478.88	$2,575.74
Cash to close	$65,735	$33,500	$33,500