Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$120,530	$120,530	$266,400
Remaining term (yrs)	18.6	18.6	30.0
Secondary amount	$0	$145,870	$0
Funding fee	$603	$603	$0
Note rate	3.670%	3.670%	7.400%
Blended rate	3.670%	6.041%	7.640%
1st payment	$741.76	$741.76	$1,844.50
2nd payment	$0.00	$972.47	$0.00
Taxes / mo	$246.67	$246.67	$246.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$53.28
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,138.43	$2,110.89	$2,294.45
Cash to close	$175,470	$29,600	$29,600