Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$127,579	$127,579	$189,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$61,421	$0
Funding fee	$0	$0	$0
Note rate	3.120%	3.120%	7.400%
Blended rate	3.970%	5.605%	7.640%
1st payment	$606.35	$606.35	$1,308.60
2nd payment	$0.00	$460.66	$0.00
Taxes / mo	$163.50	$163.50	$163.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.33	$100.33	$37.80
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,020.18	$1,480.84	$1,659.90
Cash to close	$82,421	$21,000	$21,000