Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$262,667$262,667$350,910
Remaining term (yrs)25.225.230.0
Secondary amount$0$88,243$0
Funding fee$0$0$0
Note rate3.090%3.090%7.400%
Blended rate3.940%5.212%7.640%
1st payment$1,246.95$1,246.95$2,429.63
2nd payment$0.00$661.82$0.00
Taxes / mo$126.42$126.42$126.42
Insurance / mo$150.00$150.00$150.00
MI / mo$207.11$207.11$70.18
HOA / mo$175.00$175.00$175.00
Total monthly$1,905.48$2,567.30$2,951.23
Cash to close$127,233$38,990$38,990