Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,451,292$1,451,292$1,890,000
Remaining term (yrs)28.028.030.0
Secondary amount$0$438,708$0
Funding fee$7,256$7,256$0
Note rate6.350%6.350%7.400%
Blended rate6.350%6.675%7.640%
1st payment$9,240.20$9,240.20$13,085.98
2nd payment$0.00$2,833.33$0.00
Taxes / mo$2,182.08$2,182.08$2,182.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$378.00
HOA / mo$0.00$0.00$0.00
Total monthly$11,638.95$14,472.28$15,862.73
Cash to close$648,708$210,000$210,000