Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$131,895	$131,895	$383,299
Remaining term (yrs)	17.4	17.4	30.0
Secondary amount	$0	$251,404	$0
Funding fee	$0	$0	$0
Note rate	4.320%	4.320%	7.400%
Blended rate	5.170%	6.862%	7.640%
1st payment	$896.19	$896.19	$2,653.89
2nd payment	$0.00	$1,623.65	$0.00
Taxes / mo	$187.50	$187.50	$187.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.97	$127.97	$76.66
HOA / mo	$110.00	$110.00	$110.00
Total monthly	$1,471.66	$3,095.32	$3,178.05
Cash to close	$293,993	$42,589	$42,589