Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$416,900	$416,900	$1,012,500
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$595,600	$0
Funding fee	$2,084	$2,084	$0
Note rate	2.870%	2.870%	7.400%
Blended rate	2.870%	5.741%	7.640%
1st payment	$1,990.20	$1,990.20	$7,010.35
2nd payment	$0.00	$3,846.58	$0.00
Taxes / mo	$937.50	$937.50	$937.50
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$202.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,144.37	$6,990.95	$8,367.01
Cash to close	$708,100	$112,500	$112,500