Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$161,439	$161,439	$387,000
Remaining term (yrs)	24.1	24.1	30.0
Secondary amount	$0	$225,561	$0
Funding fee	$0	$0	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	3.550%	5.998%	7.640%
1st payment	$756.67	$756.67	$2,679.51
2nd payment	$0.00	$1,456.75	$0.00
Taxes / mo	$270.25	$270.25	$270.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$132.15	$132.15	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,309.07	$2,765.82	$3,177.16
Cash to close	$268,561	$43,000	$43,000