Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$478,840$478,840$526,500
Remaining term (yrs)24.824.830.0
Secondary amount$0$47,660$0
Funding fee$2,394$2,394$0
Note rate2.980%2.980%7.400%
Blended rate2.980%3.525%7.640%
1st payment$2,270.84$2,270.84$3,645.38
2nd payment$0.00$357.45$0.00
Taxes / mo$14.25$14.25$14.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,451.76$2,809.21$3,931.60
Cash to close$106,160$58,500$58,500