Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$189,295	$189,295	$351,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$161,705	$0
Funding fee	$946	$946	$0
Note rate	2.700%	2.700%	7.400%
Blended rate	2.700%	5.142%	7.640%
1st payment	$880.82	$880.82	$2,430.25
2nd payment	$0.00	$1,078.03	$0.00
Taxes / mo	$107.58	$107.58	$107.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$70.20
HOA / mo	$28.33	$28.33	$28.33
Total monthly	$1,166.74	$2,244.77	$2,786.37
Cash to close	$200,705	$39,000	$39,000