Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$101,518$101,518$170,550
Remaining term (yrs)4.04.030.0
Secondary amount$0$69,032$0
Funding fee$0$0$0
Note rate6.350%6.350%7.400%
Blended rate6.900%7.750%7.640%
1st payment$2,316.12$2,316.12$1,180.85
2nd payment$0.00$517.74$0.00
Taxes / mo$29.75$29.75$29.75
Insurance / mo$150.00$150.00$150.00
MI / mo$54.45$54.45$34.11
HOA / mo$0.00$0.00$0.00
Total monthly$2,550.32$3,068.06$1,394.71
Cash to close$87,982$18,950$18,950