Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$121,085$121,085$310,499
Remaining term (yrs)38.438.430.0
Secondary amount$0$189,414$0
Funding fee$0$0$0
Note rate6.950%6.950%7.400%
Blended rate7.500%7.805%7.640%
1st payment$753.57$753.57$2,149.83
2nd payment$0.00$1,262.76$0.00
Taxes / mo$304.83$304.83$304.83
Insurance / mo$150.00$150.00$150.00
MI / mo$55.91$55.91$62.10
HOA / mo$405.00$405.00$405.00
Total monthly$1,669.31$2,932.07$3,071.77
Cash to close$223,914$34,500$34,500