Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$117,204$117,204$306,000
Remaining term (yrs)20.020.030.0
Secondary amount$0$188,796$0
Funding fee$586$586$0
Note rate3.480%3.480%7.400%
Blended rate3.480%6.269%7.640%
1st payment$674.65$674.65$2,118.68
2nd payment$0.00$1,258.64$0.00
Taxes / mo$283.33$283.33$283.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$61.20
HOA / mo$0.00$0.00$0.00
Total monthly$1,107.99$2,366.62$2,613.22
Cash to close$222,796$34,000$34,000