Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,837$282,837$399,510
Remaining term (yrs)25.525.530.0
Secondary amount$0$116,673$0
Funding fee$0$0$0
Note rate4.670%4.670%7.400%
Blended rate5.520%6.244%7.640%
1st payment$1,577.64$1,577.64$2,766.13
2nd payment$0.00$777.82$0.00
Taxes / mo$506.00$506.00$506.00
Insurance / mo$150.00$150.00$150.00
MI / mo$216.22$216.22$79.90
HOA / mo$8.00$8.00$8.00
Total monthly$2,457.86$3,235.68$3,510.03
Cash to close$161,063$44,390$44,390