Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$429,317$429,317$1,349,100
Remaining term (yrs)25.325.330.0
Secondary amount$0$919,783$0
Funding fee$2,147$2,147$0
Note rate2.980%2.980%7.400%
Blended rate2.980%6.232%7.640%
1st payment$2,008.99$2,008.99$9,340.90
2nd payment$0.00$5,940.27$0.00
Taxes / mo$1,635.75$1,635.75$1,635.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$269.82
HOA / mo$0.00$0.00$0.00
Total monthly$3,861.40$9,801.67$11,463.13
Cash to close$1,069,683$149,900$149,900