Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$356,861	$356,861	$405,000
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$48,139	$0
Funding fee	$0	$0	$0
Note rate	5.100%	5.100%	7.400%
Blended rate	5.950%	6.313%	7.640%
1st payment	$2,076.74	$2,076.74	$2,804.14
2nd payment	$0.00	$361.04	$0.00
Taxes / mo	$126.83	$126.83	$126.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$270.93	$270.93	$81.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,624.51	$2,985.55	$3,161.97
Cash to close	$93,139	$45,000	$45,000