Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$284,986$284,986$391,500
Remaining term (yrs)24.524.530.0
Secondary amount$0$106,514$0
Funding fee$0$0$0
Note rate2.730%2.730%7.400%
Blended rate3.580%4.783%7.640%
1st payment$1,327.27$1,327.27$2,710.67
2nd payment$0.00$710.10$0.00
Taxes / mo$471.33$471.33$471.33
Insurance / mo$150.00$150.00$150.00
MI / mo$230.89$230.89$78.30
HOA / mo$73.67$73.67$73.67
Total monthly$2,253.17$2,963.26$3,483.97
Cash to close$150,014$43,500$43,500