Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$655,377	$655,377	$671,310
Remaining term (yrs)	27.5	27.5	30.0
Secondary amount	$0	$53,228	$0
Funding fee	$3,277	$3,277	$0
Note rate	6.790%	6.790%	7.400%
Blended rate	6.790%	7.172%	7.640%
1st payment	$4,385.92	$4,385.92	$4,648.01
2nd payment	$0.00	$526.74	$0.00
Taxes / mo	$755.42	$755.42	$755.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$134.26
HOA / mo	$518.33	$518.33	$518.33
Total monthly	$5,876.33	$6,403.07	$6,272.69
Cash to close	$90,523	$37,295	$74,590