Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$42,329	$42,329	$225,000
Remaining term (yrs)	12.6	12.6	30.0
Secondary amount	$0	$182,671	$0
Funding fee	$212	$212	$0
Note rate	4.830%	4.830%	7.400%
Blended rate	4.830%	7.404%	7.640%
1st payment	$371.08	$371.08	$1,557.85
2nd payment	$0.00	$1,217.80	$0.00
Taxes / mo	$64.25	$64.25	$64.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$45.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$585.33	$1,803.13	$1,817.10
Cash to close	$207,671	$25,000	$25,000