Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$144,925$144,925$188,910
Remaining term (yrs)24.824.830.0
Secondary amount$0$43,985$0
Funding fee$725$725$0
Note rate2.900%2.900%7.400%
Blended rate2.900%4.320%7.640%
1st payment$681.29$681.29$1,307.97
2nd payment$0.00$329.89$0.00
Taxes / mo$151.58$151.58$151.58
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$37.78
HOA / mo$0.00$0.00$0.00
Total monthly$982.87$1,312.76$1,647.34
Cash to close$64,975$20,990$20,990