Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$142,289$142,289$346,500
Remaining term (yrs)19.819.830.0
Secondary amount$0$204,211$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%6.403%7.640%
1st payment$836.40$836.40$2,399.10
2nd payment$0.00$1,318.86$0.00
Taxes / mo$211.17$211.17$211.17
Insurance / mo$150.00$150.00$150.00
MI / mo$129.99$129.99$69.30
HOA / mo$100.00$100.00$100.00
Total monthly$1,427.56$2,746.42$2,929.56
Cash to close$242,711$38,500$38,500