Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$163,980	$163,980	$269,100
Remaining term (yrs)	25.6	25.6	30.0
Secondary amount	$0	$105,120	$0
Funding fee	$0	$0	$0
Note rate	5.300%	5.300%	7.400%
Blended rate	6.150%	6.873%	7.640%
1st payment	$973.73	$973.73	$1,863.19
2nd payment	$0.00	$700.80	$0.00
Taxes / mo	$492.92	$492.92	$492.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$124.21	$124.21	$53.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,740.85	$2,441.65	$2,559.93
Cash to close	$135,020	$29,900	$29,900