Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$416,346	$386,991
Remaining term (yrs)	28.5	30.0
Secondary amount	$0	$0
Funding fee	$2,082	$0
Note rate	4.250%	7.400%
Blended rate	4.250%	7.640%
1st payment	$2,095.61	$2,679.45
2nd payment	$0.00	$0.00
Taxes / mo	$232.67	$232.67
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$77.40
HOA / mo	$12.00	$12.00
Total monthly	$2,490.28	$3,151.51
Cash to close	$13,644	$42,999