Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$438,462$438,462$467,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$28,638$0
Funding fee$2,192$2,192$0
Note rate3.760%3.760%7.400%
Blended rate3.760%4.081%7.640%
1st payment$2,225.68$2,225.68$3,234.11
2nd payment$0.00$214.78$0.00
Taxes / mo$285.83$285.83$285.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.42
HOA / mo$0.00$0.00$0.00
Total monthly$2,678.18$2,892.96$3,780.03
Cash to close$80,538$51,900$51,900