Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$279,628$279,628$341,999
Remaining term (yrs)25.325.330.0
Secondary amount$0$62,371$0
Funding fee$1,398$1,398$0
Note rate3.050%3.050%7.400%
Blended rate3.050%4.135%7.640%
1st payment$1,318.74$1,318.74$2,367.93
2nd payment$0.00$467.78$0.00
Taxes / mo$316.67$316.67$316.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$68.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,785.41$2,253.19$2,903.00
Cash to close$100,371$38,000$38,000