Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$20,487$20,487$247,500
Remaining term (yrs)3.73.730.0
Secondary amount$0$227,013$0
Funding fee$0$0$0
Note rate8.320%8.320%7.400%
Blended rate9.170%7.868%7.640%
1st payment$521.69$521.69$1,713.64
2nd payment$0.00$1,466.13$0.00
Taxes / mo$86.42$86.42$86.42
Insurance / mo$150.00$150.00$150.00
MI / mo$48.87$48.87$49.50
HOA / mo$0.00$0.00$0.00
Total monthly$806.97$2,273.10$1,999.56
Cash to close$254,513$27,500$27,500