Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$86,925$86,925$168,300
Remaining term (yrs)21.021.030.0
Secondary amount$0$81,375$0
Funding fee$0$0$0
Note rate3.880%3.880%7.400%
Blended rate4.730%6.795%7.640%
1st payment$503.58$503.58$1,165.28
2nd payment$0.00$610.32$0.00
Taxes / mo$298.92$298.92$298.92
Insurance / mo$150.00$150.00$150.00
MI / mo$75.81$75.81$33.66
HOA / mo$375.00$375.00$375.00
Total monthly$1,403.30$2,013.62$2,022.85
Cash to close$100,075$18,700$18,700