Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,648	$108,648	$229,410
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$120,762	$0
Funding fee	$0	$0	$0
Note rate	4.530%	4.530%	7.400%
Blended rate	5.380%	6.759%	7.640%
1st payment	$650.85	$650.85	$1,588.39
2nd payment	$0.00	$805.08	$0.00
Taxes / mo	$404.33	$404.33	$404.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$90.67	$90.67	$45.88
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,295.85	$2,100.93	$2,188.60
Cash to close	$146,252	$25,490	$25,490