Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$238,905	$238,905	$315,000
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$76,095	$0
Funding fee	$0	$0	$0
Note rate	2.730%	2.730%	7.400%
Blended rate	3.580%	4.889%	7.640%
1st payment	$1,112.66	$1,112.66	$2,181.00
2nd payment	$0.00	$570.71	$0.00
Taxes / mo	$327.42	$327.42	$327.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$193.56	$193.56	$63.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,783.63	$2,354.35	$2,721.41
Cash to close	$111,095	$35,000	$35,000