Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$131,559$131,559$252,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$120,441$0
Funding fee$0$0$0
Note rate2.980%2.980%7.400%
Blended rate3.830%5.823%7.640%
1st payment$640.01$640.01$1,744.80
2nd payment$0.00$802.94$0.00
Taxes / mo$171.75$171.75$171.75
Insurance / mo$150.00$150.00$150.00
MI / mo$107.80$107.80$50.40
HOA / mo$0.00$0.00$0.00
Total monthly$1,069.56$1,872.50$2,116.95
Cash to close$148,441$28,000$28,000