Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$455,604$455,604$466,650
Remaining term (yrs)25.925.930.0
Secondary amount$0$36,971$0
Funding fee$2,278$2,278$0
Note rate5.300%5.300%7.400%
Blended rate5.300%5.794%7.640%
1st payment$2,693.23$2,693.23$3,230.99
2nd payment$0.00$365.86$0.00
Taxes / mo$401.50$401.50$401.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$93.33
HOA / mo$0.00$0.00$0.00
Total monthly$3,261.39$3,627.26$3,892.49
Cash to close$62,896$25,925$51,850