Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$123,534	$123,534	$292,500
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$168,966	$0
Funding fee	$0	$0	$0
Note rate	3.860%	3.860%	7.400%
Blended rate	4.710%	6.611%	7.640%
1st payment	$714.36	$714.36	$2,025.21
2nd payment	$0.00	$1,126.44	$0.00
Taxes / mo	$133.00	$133.00	$133.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$107.80	$107.80	$58.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,105.16	$2,231.60	$2,366.71
Cash to close	$201,466	$32,500	$32,500