Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$108,752	$108,752	$310,500
Remaining term (yrs)	12.5	12.5	30.0
Secondary amount	$0	$201,748	$0
Funding fee	$0	$0	$0
Note rate	5.030%	5.030%	7.400%
Blended rate	5.880%	7.095%	7.640%
1st payment	$968.89	$968.89	$2,149.84
2nd payment	$0.00	$1,302.96	$0.00
Taxes / mo	$121.58	$121.58	$121.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$127.41	$127.41	$62.10
HOA / mo	$320.00	$320.00	$320.00
Total monthly	$1,687.88	$2,990.84	$2,803.52
Cash to close	$236,248	$34,500	$34,500