Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$363,251$363,251$404,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$40,849$0
Funding fee$0$0$0
Note rate3.760%3.760%7.400%
Blended rate4.610%5.054%7.640%
1st payment$1,843.90$1,843.90$2,797.91
2nd payment$0.00$306.36$0.00
Taxes / mo$675.42$675.42$675.42
Insurance / mo$150.00$150.00$150.00
MI / mo$281.68$281.68$80.82
HOA / mo$0.00$0.00$0.00
Total monthly$2,951.00$3,257.36$3,704.14
Cash to close$85,749$44,900$44,900