Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,497	$213,497	$269,910
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$56,413	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	4.697%	7.640%
1st payment	$996.92	$996.92	$1,868.80
2nd payment	$0.00	$423.10	$0.00
Taxes / mo	$478.33	$478.33	$478.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$173.88	$173.88	$53.98
HOA / mo	$362.00	$362.00	$362.00
Total monthly	$2,161.13	$2,584.23	$2,913.12
Cash to close	$86,403	$29,990	$29,990