Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$117,315	$117,315	$454,500
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$337,185	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	6.937%	7.640%
1st payment	$819.72	$819.72	$3,146.87
2nd payment	$0.00	$2,177.65	$0.00
Taxes / mo	$180.17	$180.17	$180.17
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$125.38	$125.38	$90.90
HOA / mo	$76.00	$76.00	$76.00
Total monthly	$1,367.93	$3,545.59	$3,660.60
Cash to close	$387,685	$50,500	$50,500