Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$193,594	$193,594	$373,500
Remaining term (yrs)	18.7	18.7	30.0
Secondary amount	$0	$179,906	$0
Funding fee	$968	$968	$0
Note rate	3.910%	3.910%	7.400%
Blended rate	3.910%	5.880%	7.640%
1st payment	$1,211.71	$1,211.71	$2,586.04
2nd payment	$0.00	$1,199.37	$0.00
Taxes / mo	$322.08	$322.08	$322.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$74.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,683.79	$2,883.16	$3,132.82
Cash to close	$221,406	$41,500	$41,500